Huntington Bank is currently offering attractive bonuses for both personal and business checking accounts, providing a compelling opportunity for new customers to earn significant cash rewards. These promotions are designed to attract individuals and businesses in specific regional states by incentivizing new account openings with various deposit requirements and bonus amounts. Understanding the details of each offer, including eligibility criteria, deposit thresholds, and associated fees, is crucial for anyone looking to benefit from these financial incentives.
Huntington Bank's Perks Checking account stands out with a $400 bonus, requiring only a qualifying direct deposit without a specified minimum amount, making it particularly accessible. This offer is available to residents in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, and Wisconsin. To qualify, new customers must open an account online via the promotion page or in person, then make a direct deposit of $500 or more within 90 days. The bonus is credited within two weeks of meeting these conditions. Monthly maintenance fees of $10 are waived with deposits totaling $1,000 or more each month, alongside specific ATM and international transaction fee policies.
For those seeking a more substantial reward and willing to commit a larger initial deposit, the Platinum Perks Checking account offers a $600 bonus. This promotion requires new customers to deposit $25,000 or more within 90 days of opening the account and maintain it for at least 90 days. Similar to the Perks Checking, the account can be opened online or at a branch, with online applications needing to go through the dedicated promotion page. While the bonus amount is higher, the return on deposit is lower compared to the Perks Checking. The Platinum Perks account has a $25 monthly maintenance fee, which is waived if a $25,000 balance is maintained across all Huntington Bank accounts.
Huntington Bank also extends lucrative offers to businesses. The Unlimited Business Checking account provides a $400 bonus for new clients who deposit at least $5,000 in new money within 60 days. The account must remain open for a minimum of 90 days, with the bonus deposited within 14 days of meeting the requirements. There's a $20 monthly fee, waived if a $10,000 balance is maintained in combined Huntington Bank deposit accounts or with a qualifying personal checking account. The Unlimited Plus Business Checking offers an even higher bonus of $1,000 for depositing $20,000 within 30 days and maintaining that daily balance for 60 days. This account boasts a $0 monthly fee and requires the account to be kept open for 90 days to avoid early closure fees. Both business account bonuses are restricted to residents of the same ten states and are not available to existing business checking account holders or those who have closed an account within the past six months.
Huntington Bank’s range of promotional offers for checking accounts provides a unique opportunity for eligible individuals and businesses to enhance their financial portfolios with attractive cash bonuses. From the accessible Perks Checking to the more significant Platinum Perks and business account incentives, each promotion is tailored to different financial capacities and needs. Prospective customers should carefully review the specific terms, including geographical eligibility, deposit requirements, and potential fees, to select the most beneficial offer.
